We began with a dedicated vision to promot soft business loans with daily micro-repayment (savings) and active supervisory follow-up, designed for cash-based SMEs. From the outset, our purpose has been to provide capital for informal SMEs, farmer support with other cooperative benefits. Our journey is driven by a commitment to quality, transparency, and continuous evolution, ensuring that we remain a reliable partner focused on achieving maximum satisfaction for every client we serve.
Challenge of limited financial resources faced by our target market. This scarcity prevents individuals and small enterprises from making essential investments, such as purchasing necessary equipment, securing high-quality inputs, or expanding operations.
More infoPoverty and unemployment was not improving fast enough, as evidenced by stagnant data across the 2010–2021 period. This wasn't just a challenge; it was a systemic failure that prevented committed individuals from acquiring capital and other resources.
More infoJoin the Cooperative — Grow with Us.
Membership is open to those actively driving economic growth in our communities. We welcome local SMEs looking to scale, Farmers focused on production, and Landowners interested in leveraging their assets. Additionally, we encourage Equity Investors who share our vision to join and help capitalize our mission.
Joining is a straightforward three-part commitment. A registration fee of 5k secures your membership, while a building fund contribution of 10k supports our operational infrastructure. Crucially, purchasing a 10k share establishes your equity and ownership stake in the enterprise, officially capitalizing your participation.
Membership provides robust support for both growth and security. You gain access to essential funding at lower-than-market rates and a share of our success through yearly dividends. Furthermore, members receive free business consulting services and critical insurance coverage to mitigate personal and business risks.
Our joining process is simple and transparent. It begins by aligning with our vision for economic empowerment. Next, you engage in a Zoom talk with our team to clarify any questions. The third step is to purchase your shares, solidifying your commitment, which immediately unlocks your ability to grow and profit with us.
We eliminate the barrier of traditional security. Rather than requiring physical assets as collateral, we accept a qualified guarantor to secure your loan. This flexible approach focuses on your business's reliable cash flow and network, making capital accessible even without large fixed assets.
Our daily savings model is designed to prevent the overwhelming stress of a large lump-sum burden. By saving small, fixed amounts every day, you gradually build the necessary funds without disrupting your overall cash flow. This creates a sustainable habit that strengthens your financial discipline and makes meeting future obligations easier.
To ensure the stability required for our daily repayment cycle, we focus on established businesses. We primarily serve SMEs (Small and Medium Enterprises) that have been operational for at least 18 months and demonstrate consistent, daily revenue. This ensures a proven business model and predictable cash flow, making successful repayment highly likely.
We prioritize speed to ensure you can act quickly on your growth opportunities. After all necessary documentation is submitted, our comprehensive approval process typically takes only about five business days. This rapid turnaround ensures you have the capital you need without lengthy, disruptive delays.
To become a beneficiary, you must be a registered member of the cooperative.
Membership is open to all Cameroonians. To be a registered member of the cooperative, a registration fee of 5000Fcfa, compulsory construction fee of 10,000Fcfa and at least one share at 10,000Fcfa must be must be acquired. So you need a 25,000FCFA to be a full member.
NO. once in a life time
Yes. It is open to Just Cameroonians
• Financial assistance to members • Business consultancy • Affordable group insurance • We produce, transform and or market livestock and other agricultural products. • Importation of very critical agricultural products like soya beans • Buying and leasing of land and going into plantation farming
As a member you have the possibility of: - 1) Buying agricultural products at discounted prices. 2) Receiving financing for your commercial, transformative and agricultural business. 3) Receiving financing for other agricultural and commercial projects. 4) Earn annual dividends on shares. 5) Benefit from a cheaper Insurance, business consultancy and management
